Putting money into something you don’t own is stupid. Full stop.
Never put money into a rental.
Your advice isn’t helpful for people who don’t have the means to own their own home. Being trusting or naive isn’t something that should be shamed. There’s a way to educate people with kindness and compassion. People aren’t born knowing how to best handle the legal end of a renovation. But go on and call her stupid some more, that’ll help the onlookers. You and I and everyone in this comments section will be smart and secure with the claws we have dug into the insides of the pretty housing bubble. Perhaps if we bicker even more, the problem will disappear completely.
This tenant obviously is close to having the means to owning their own home. They blew ~50% of a down payment on a house that they don’t own.
The smart thing to do, would have been save the money and use that towards a house of their own.
Kindness and compassion doesn’t always work. Sometimes the bold truth may hurt but can have more of an effect.
At 400 lbs, you are a bit overweight and that’s ok
Or…reality.
You are morbidly obese and at risk of dying, slchange your life now.
I’ll take blunt and effective over sugar coated nonsense any day.